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Why it's Important to Pre-Qualify

Searching for a loan? We'll be glad to answer your questions about your mortgage needs! Call us at (909) 467-1090. Ready to begin? Apply Online Now.

Even if you've not narrowed down houses to visit yet, it can be valuable to visit with your mortgage loan professional first. What for? It might be difficult to understand the ways in which we could help even before you start to talk about prices and negotiations.


Our mortgage professionals will help you determine the loan amount you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. We achieve this by considering your income and debts, your employment and housing situations, your available funds for down payment, required reserves, and other financial considerations. It is a short, thorough process with minimal risks for papercuts.

We give you a Pre-Qualification Letter when you qualify, which says that we're confident you can qualify for up to a certain amount of mortgage dollars.

Buying Clout

When you locate a house that is best for you, and you decide to make an offer, being pre-qualified for a mortgage loan will do a number of things. First, it helps you know the amount that you are able to offer. Even more important to the seller, your pre-qualification letter gives them certainty - as if you had entered their home with a big box of cash to make the offer! They need not wonder if they are wasting their time if you do not be able to qualify for a high enough mortgage loan. The seller of the home won't worry if he can trust you to qualify for your loan.Your qualifying for your needed loan amount will not be something for them to be concerned about. You have the capability to back up your offer.

We help with your pre-qualification

We will help you see how much of a mortgage you can afford, and how much money you will be able to borrow, by walking you through the pre-qualification process. The process walks you through your finances - your debt, income, job, down payment money, among other things. It's short and basic; and we keep the paperwork to a minimum.

Face to Face

You can always use the calculators here on this website to get an idea of how much mortgage you'll be able to afford - but it's also valuable to talk with one of our mortgage professionals. We can begin working on your pre-qualification letter. For another thing, we may locate a different mortgage loan option that is a better fit for you. We're eager to meet with you: call us at (909) 467-1090.

Have questions about pre-qualifying? Call us at (909) 467-1090. Greystone Loans, Inc. answers pre-qualifying questions every day.

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