Why Pre-Qualify?

Searching for mortgage advice? We'd be thrilled to talk about our mortgage offerings! Give us a call at 9094671090. Want to get started? Apply Here.

It is helpful to bring in your mortgage professional early — even before you have begun researching neighborhoods. What for? Perhaps it is difficult to understand the ways in which we could help even before you begin to talk about prices and negotiations.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you figure out the amount in monthly payments you can afford, and how much we of a loan you can qualify for. The process outlines your current financial situation - your debts, income, employment, and down payment money, among other things. It's quick and to the point; We take pride in keeping the paperwork to a minimum.

After you are determined to be eligible, we document our confidence in your capacity to qualify for a mortgage loan by giving you a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qualification Power

Holding your pre-qualification letter, a number of advantages fall at your feet once you find the home you want to make an offer on. First, it helps you know the amount that you are able to offer. Having pre-qualification can also make your offer look even better to the home seller, like you were bringing them a big box of cash! They will not need to worry that they are wasting their time if you do not be able to qualify for a high enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount will not cause them concern. They have a virtual guarantee to trust your buying power.

We help with your pre-qualification

We can help determine how much of a mortgage loan you can afford, and the amount of money you can borrow, by taking you through the pre-qualification process. In the process, we determine your borrowing potential - analyzing your job, money available for down payment, existing debt, income, and other circumstances. It's a short, thorough process with minimal risks for papercuts.

Face to Face

It is vital to sit down and talk with us, even though you are welcome to also use the helpful mortgage calculator tools on this website. We can work toward your pre-qualification letter. Next, we can consider your mortgage program choices and be sure you have selected the best one. We're waiting to hear from you: call us at 9094671090.

Have questions about pre-qualifying? Call us at 9094671090. Greystone Loans, Inc. answers pre-qualifying questions every day.

Got a Question?

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Greystone Loans, Inc.

Opening Doors to the American Dream since 1992

14726 Ramona Ave
Chino, CA 91710-5332