When to Talk to a Mortgage Pro

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It's helpful to consult with your mortgage professional early — even before you have started to research neighborhoods. What for? Perhaps it's hard to understand the ways we could help even before you start to talk about prices and negotiations.


We will help you calculate the loan amount you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. We do this by analyzing your income and debts, your employment and housing circumstances, your available funds for down payment, required reserves, and other considerations. We ask for a minimum amount of paperwork, and avoid a lengthy process.

After you qualify, we give you a Pre-Qualification Letter (your real estate agent may refer to it as a "pre-qual"), which documents the fact that we are working with you to find the right mortgage loan to fit your needs and that we are confident you'll qualify for a mortgage loan for up to a certain amount.

Pre-Qualification Power

A number of advantages open to you after you find your new house, and have pre-qualification. First of all, you have some concrete numbers in mind, as the amount you will be able to borrow. Being pre-qualified also will make your offer look even better to the home seller, as if you were bringing them a bag full of cash! They will not have to worry that that they're wasting their time if you do not be able to qualify for a high enough mortgage. The seller won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. You have the capability to back up your offer.

We will help you pre-qualify

Our mortgage professionals can help you determine the loan amount you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. The process outlines your finances - your debt, income, career, cash available for down payment, among other things. We will require a minimum amount of paperwork, with a short, basic process.

Face to Face

You can always use the mortgage calculators on this website to calculate how much mortgage you'll be able to afford - but it's also essential to talk with one of our mortgage professionals. We can walk you through your pre-qualification letter. For another thing, we may locate a different mortgage program that fits your goals better. Let us help you get started: Call us at 9094671090.

Have questions about pre-qualifying? Call us at 9094671090. We answer pre-qualification questions every day.

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Greystone Loans, Inc.

Opening Doors to the American Dream since 1992

14726 Ramona Ave
Chino, CA 91710-5332