Why Pre-Qualify?

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Even if you have not narrowed down houses to view yet, it can be valuable to visit with your mortgage professional first. Why? How can we help before you have made your offer, and don't yet know the amount you need to borrow?

We Will Help You Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can fit in your budget, and the size of loan you can qualify for. The process takes you through your finances - your debts, income, employment, and cash available for down payment, among other things. We will ask for a minimum amount of paperwork, with a quick process.

Once you qualify, we give you a Pre-Qualification Letter (your real estate agent may refer to it as a "pre-qual"), that documents the fact that we are partnering with you to find the right mortgage loan program to fit your financial needs and that we're confident you'll qualify for a mortgage loan for up to a specific amount.

Power in the Pre-Qual

When you locate a house that is ideal for you, and you decide to make an offer, being pre-qualified for a mortgage loan will do a couple of things. The first is that you will be sure the amount you can afford when putting together the offer. Being pre-qualified can also make your offer look even better to the seller, like you were bringing them a big box of cash! They won't need to worry that that they have been wasting their time if you do not be able to qualify for a high enough mortgage. The seller of the home won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't cause them concern. You have the sway of a buyer ready to make the deal right now!

We will help you pre-qualify

Our mortgage professionals will help you find out the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. The process leads you through your finances - your debts, income, job, cash available for down payment, among other things. It's short and to the point; and we take pride in keeping the paperwork light.

One-on-One

It is vital to sit down and talk with us, even though you are free to also try the helpful mortgage loan calculators on this website. For one thing, you'll need a Pre-Qualification Letter! Next, we can consider your loan choices to be sure you are in the right one. Contact us at 9094671090 to get started.

Have questions about pre-qualifying? Call us at 9094671090. Greystone Loans, Inc. answers pre-qualifying questions every day.