The Importance of Pre-Qualifying

Searching for mortgage advice? We can assist you! Call us at 9094671090. Ready to get started? Apply Now.

It is helpful to consult your mortgage professional as soon as possible — even before you have started narrowing down neighborhoods. What for? It might be difficult to fathom the way we can help even before you start to calculate your offer.

We Will Help You Pre-Qualify

We can help you calculate how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. This process outlines your current financial situation - your debt, income, employment, and down payment money, among other things. It's a short, thorough process with minimal risks for papercuts.

Once you are considered eligible, we document our confidence in your potential to qualify for a mortgage by presenting you with a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

Armed with your pre-qualification letter, a number of advantages are yours once you locate the house you want to put together an offer on. The first is that you can know what you will be able to afford when determining your offer. More important to the existing home owner, your pre-qualification is like your having entered their front door with a suitcase full of money to purchase their house! They won't have to be concerned they have been wasting their time if you can't be able to qualify for a high enough mortgage. The seller won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount will not be something for them to worry about. You have the capability to back up your offer.

We will help you with your pre-qualification

When we pre-qualify you, we help you decide the amount you can afford in monthly mortgage payments you can fit in your budget, and the loan amount you will qualify for. We achieve this by reviewing your debts and income, your employment and housing situations, the available funds for down payment, required reserves, and some other things. It is a short, thorough process with minimal risks for papercuts.


It is important to sit down and talk with us, even though you are welcome to also use the helpful mortgage calculator tools on this site. We can walk you through your pre-qualification letter. Then, we'll make sure we have selected the right mortgage program for your situation. Let us get you started: Contact us at 9094671090.

Have questions about pre-qualifying? Call us at 9094671090. It's our job to answer pre-qualification questions, so we're happy to help!

Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

Your Information
Your Question
By checking the box, you agree that Greystone Loans, Inc. may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices.. Message/data rates may apply.

Greystone Loans, Inc.

Opening Doors to the American Dream since 1992

14726 Ramona Ave
Chino, CA 91710-5332