Why Pre-Qualify?

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It is helpful to visit with a mortgage professional first, even before you've decided what sort of house to search for. What for? When you do not yet know how much home you need to qualify for, how could we help?

Pre-Qualify

Our mortgage professionals can help you find out how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. The process walks you through your finances - your debts, income, career, and cash available for down payment, among other things. It's a short, thorough process with minimal risks for papercuts.

When you are determined to be eligible, we prove our confidence in your potential to qualify for a loan by presenting you with a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

Once you locate a house that is ideal for you, and you decide to put together an offer, being pre-qualified for a loan will do a couple of things. First, it helps you know the amount that you're able to offer. Even more important to the present owner, your pre-qualification letter gives them certainty - as if you'd arrived at their home with a suitcase of cash to make the offer! They will not need to be concerned they have been wasting their time if you will not have the ability to qualify for a high enough mortgage. The seller won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not cause them concern. You will have the sway of a buyer ready to make the purchase right now!

We will help you pre-qualify

We can help you see how much of a mortgage you can afford, and the amount of money you will be able to borrow, by walking you through pre-qualifying. We will achieve this by reviewing your income and debts, your work and residence situations, the funds available for a down payment, required reserves, and some other things. We require a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

While you are able to benefit from our tools to calculate mortgage variables on this website, it will be a good idea to sit down and talk with one of our mortgage professional team members. For one thing, you will need a Pre-Qualification Letter! Then, we will make sure we have chosen the best mortgage loan program for your situation. Let us help you get started: Contact us at 9094671090.

Have questions about pre-qualifying? Call us at 9094671090. We answer pre-qualification questions every day.