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It can be valuable to visit with a mortgage professional early, even if you haven't decided the kind of home you hope to find. Why? What can we do for you if you haven't made an offer, and don't know yet the amount you need to borrow?
Our mortgage professionals will help you determine the loan amount you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. We do this by considering your income and debts, your employment and residence circumstances, your available funds for a down payment, required reserves, and some other things. It's a short, thorough process with minimal risks for papercuts.
When you are determined to be eligible, we will prove our confidence in your capacity to qualify for a mortgage by giving you a Pre-Qualification Letter (also called a "pre-qual").
Holding your pre-qualification letter, some advantages are yours when you find the house you want to put together an offer on. First of all, you have some definite numbers in mind, as the amount you will be able to borrow.
Of greater importance to the home seller, your pre-qualification is like your having walked into their house with a bag full of cash to make the deal! They need not worry that that they are wasting their time if you will not be able to qualify for a high enough mortgage loan. The seller won't worry if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount won't be something for them to fret over. You have the ability to back up your offer.
We can help you pre-qualify
We will help you calculate how much of a mortgage you can afford, and how much money you may be able to borrow, by taking you through the pre-qualification process. During the process, we determine your ability to borrow - reviewing your employment, available money for down payment, debt, income, and other circumstances. It's a short, thorough process with minimal risks for papercuts.
One on one
While you are able to try our tools to calculate mortgage variables on this website, it will be a good idea to meet with us. We can begin getting your pre-qualification letter. Next, we can review your mortgage program options and be sure you have found the best one. Let us help you get started: Call us at 9094671090.
Have questions about pre-qualifying? Call us at 9094671090. Greystone Loans, Inc. answers pre-qualifying questions every day.