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Don't Forget Closing Costs

"Closing Costs" are the fees that cover various services involved when you sell or buy a house. Sellers and buyers often negotiate these costs.

As indicated below, many of the buyer's costs cover the costs of getting the mortgage loan. Since Greystone Loans, Inc. is highly experienced with closings & mortgages, we can help you understand your closing costs.

Loan Estimate (LE)

Soon after you apply for a loan, we will provide you with a "Loan Estimate" of your costs. The closing costs spelled out in the Loan Estimate are estimated based on our experience with mortgage loans, but costs often vary by small amounts between delivery of the Loan Estimate (LE) and closing. We will be glad to review the "Loan Estimate," answering questions and highlighting costs that sometimes change slightly at the closing table.

Below you'll find a general list of closing costs. We will always provide a specific list of your closing costs when we give you a Loan Estimate.

Standard Closing Costs

Loan-Related Costs
  • Points — A fee paid to lower your mortgage interest rate (optional)
  • Appraisal Costs
  • Credit Report
  • Up-front Interest Payment
  • Escrow Account
  • Various Taxes
  • Loan-related costs
Property Taxes
  • Recording Fees & Transfer Taxes
  • Insurance
Homeowners Insurance
  • Flood / Quake Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance

Greystone Loans, Inc. can answer questions about these closing costs. Call us: (909) 467-1090.

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