Tap into Your Home Equity

Perhaps you are considering tapping into your home equity to renovate your kitchen, or take care of the balance on a credit card. With a home equity loan, your fixed or adjustable rate loan is secured by your home equity. You borrow a sum to be paid back monthly over a set time frame, like you first mortgage agreement. A home equity loan is sometimes also called a second mortgage.

Getting the Loan

You'll be familiar with the process as it's a lot like getting your existing mortgage. Some differences are though, that the interest rate with a home equity loan is typically higher (with tax-deductible interest) with lower closing costs.

You'll have to document your income and have a reasonable credit score to qualify for a second mortgage. A home appraisal is necessary to assess the home's market value. To explore your home equity choices, call us at 9094671090.

Have questions about your home equity? Call us at 9094671090. We answer home equity loan questions questions all the time.

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Greystone Loans, Inc.

Opening Doors to the American Dream since 1992

14726 Ramona Ave
Chino, CA 91710-5332